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Moving to Germany: The Complete Checklist

A clear checklist for moving to Germany — the typical order of address registration, health insurance, banking, tax ID, and your residence permit, and why the sequence matters.

4 min read

General guidance on how this works — your exact steps depend on your situation.

On this page

Moving to Germany means working through a chain of registrations, and the order matters more than most people expect. Several steps are blocked until an earlier one is done — you usually can't open a bank account without a registered address, and payroll only runs cleanly once you have a tax ID. This guide walks the typical sequence so nothing catches you out.

Who this applies to

  • Applies to: anyone relocating to Germany — skilled workers, students, and families.
  • Also relevant if: you already hold a visa and need to finish the in-country steps.
  • Not covered here: choosing a visa route — start with the EU Blue Card, Opportunity Card, or residence permit guides.

Requirements

  • Somewhere to live — even temporary — so you can register your address.
  • Your core documents: a valid passport and, depending on your route, a job contract, degree, or proof of enrolment.
  • If your nationality needs a visa before arrival, that comes first.

Step-by-step

1. Register your address (Anmeldung)

The Anmeldung is the keystone. The certificate it produces unlocks your tax ID, most bank accounts, and your residence permit.

2. Get health insurance

Health insurance is mandatory and required to finalize most permits. Understand the public vs. private choice before you commit.

3. Open a bank account

You'll need a German account for salary, rent, and direct debits — see opening a bank account.

4. Receive your tax ID

Your tax ID arrives by post after your Anmeldung; your employer needs it for payroll.

5. Apply for your residence permit

If you entered on a visa or visa-free, you'll convert to a residence permit at the local immigration office.

The correct order is different for every person.

A checklist can list the steps, but several of them are blocked until an earlier one is done — and which steps apply to you, and in what order, depends on your visa, city, family, and dates. A static list can't work out that order for your case; planning software can sequence it to your situation and re-order as each step is completed.

Timeline

  1. Register your address

    Week 1
    As soon as you have somewhere to live.
  2. Health insurance + bank account

    Week 1–2
    Both usually need your registration first.
  3. Tax ID arrives by post

    Week 2–4
    Automatic after the Anmeldung.
  4. Residence permit

    Month 1–3
    Depends on appointment availability.

Required documents

The core set most people need

  • Valid passport (and visa, if you have one)
  • Landlord confirmation for registration (Wohnungsgeberbestätigung)
  • Employment contract, degree, or proof of enrolment — depending on your route
  • Biometric passport photos
  • Marriage / birth certificates if you're moving with family

Common mistakes

  • Leaving the address registration late — it blocks almost everything downstream.
  • Assuming the steps are independent — several genuinely depend on an earlier one.
  • Choosing health insurance without understanding the public/private trade-off.

Frequently asked questions

What's the very first thing to do after arriving?
Register your address (the Anmeldung). It produces the certificate that unlocks your tax ID, bank account, and residence permit.
Does the order really matter?
Yes — several steps are blocked until an earlier one is complete. The exact order that applies to you depends on your visa, city, and situation.
How long does the whole process take?
The essentials often come together in the first few weeks, but the residence permit can take longer and depends on appointment availability.

Related guides

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Moving to Germany: The Complete Checklist | Settlio